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Get your financial fitness score

Find out how financially fit you are

Knowing how healthy your finances are can help you work out what steps you need to take to achieve your goals. Generate your own or household financial fitness score out of 100 by answering a few quick questions. It takes about 10 minutes, and doesn't affect your credit score in any way.

How it works

  1. Tell us a few details about your finances - including your spending, borrowing and saving.
  2. We'll calculate your financial fitness score.
  3. You'll also get tips to help you set achievable goals to improve your financial health.
  4. You can use the tool again in future to see if your score has improved.

Let us know what you think

Your feedback is really important to us. If you’ve completed the financial fitness score, we’d like to hear what you think. 

Book a health check with a financial fitness trainer

Our financial fitness trainers are experienced personal bankers who are on hand to speak to you about your banking needs.

They won’t give financial advice, but they’re here to help you achieve your financial goals, whatever they may be. They’ll go through your score with you, explaining where you’re doing well and where you may be able to improve – and you don’t need to hold an HSBC bank account to benefit from this service.

For your appointment, you’ll need have your financial fitness score and key actions ready to discuss in more detail.

Be aware there’s limited availability. All appointments are made on weekdays between 09:00 – 17:00 and take about 30 minutes.

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